You know how popular the crowd-sharing business model is for people seeking accommodations, ride-hailing, e-scooter and bicycle sharing, and other services, so it should come as no surprise that the trend has hit the Miami rental car market. The leader in the field, Turo, was actually founded in 2009, so car sharing has actually been around for some time. For both renters and hosts, the tourism industry in South Florida is ideal. It is possible to get a good deal on the perfect car, truck, or van that suits your needs. Vehicle owners can supplement their income and make use of the extra cash.
However, just as legal issues emerged from other crowd-sharing services, there can be complications with renting through Turo if you are in a collision. There are multiple factors that can impact your rights, so it is smart to work with a Miami car sharing accidents lawyer who can assist with the process. Some information about liability, insurance, and other key topics in Turo crashes may also be useful.
Your Rights When Renting Through Turo
You may not own the car you are driving or riding in when involved in a Turo crash, but liability for Florida auto accidents is still almost always based upon negligence. As such, you must prove that the other motorist caused the collision through unsafe driving, such as:
- Speeding;
- Running through red lights and stop signs;
- Unlawful lane changes; and,
- Distracted or drunk driving.
Insurance Options for Renters
Insurance is where Turo accidents depart from other motor vehicle collisions, as you are able to add-on different types of coverage when renting. All three options cover damage to the car, as well as emergency roadside assistance and up to $1 million in liability insurance. However, note that:
- The $1 million in liability coverage kicks in if YOU cause a crash or strike another road user.
- You cannot obtain coverage for medical expenses, i.e., Personal Injury Protection (PIP).
- Turo insurance may not be necessary if your own auto insurance covers liability for accidents.
A Renter’s Obligations After a Turo Accident
If you are involved in a collision caused by another motorist, you are required to comply with certain rules. You need to report the accident and obtain a police report, both of which will be accomplished when you call 911 and request assistance. Make sure to keep track of the police report number and forward it to Turo.
Your Remedies if Struck by a Turo Renter
Negligence principles also cover situations where you were hit by a renter while in your own vehicle, and this scenario is where the $1 million in Turo insurance coverage enters the picture. You may recover amounts for medical costs, lost wages, pain and suffering, and many other losses.
Count on Our Miami Rental Car Accidents Attorney for Help
Turo crashes may be an emerging area of law in Florida, but many of the same auto collision concepts apply. To learn more about your rights, please contact Gerson & Schwartz, PA to schedule a free consultation at our offices in Miami, Fort Lauderdale, or West Palm Beach.